Yes, first-time buyers are a big part of who I work with across El Dorado Hills and the greater Sacramento area. I'll walk you through every step, from getting pre-approved to closing day, and make sure you understand the process so it never feels overwhelming. Reach out for a no-pressure buyer consultation.

It depends on your loan. Many buyers put down 3-5%, and some loan programs allow even less, while 20% lets you avoid mortgage insurance. The smartest first step is a quick chat with a lender so you know your real numbers before you shop. I'm happy to connect you with trusted local lenders.

Once you're pre-approved, finding the right home can take a few weeks to a few months depending on your criteria. After your offer is accepted, closing typically runs about 30 days. I'll help you move quickly when the right property comes up, which is important in a market where good homes move fast.

It really depends on your priorities: schools, lot size, commute, or amenities. Popular areas include Serrano, The Promontory, Blackstone, Empire Ranch, and Broadstone, and nearby Cameron Park and Shingle Springs offer more space for the money. Tell me what matters most to you and I'll point you to the right fit.

Yes, and it's worth doing early. Pre-approval tells you exactly what you can afford, makes your offer far more competitive, and in many cases is required before touring. It only takes a short conversation with a lender, and I can refer you to a few good ones.

The best time to buy is when it fits your life and finances. Timing the market perfectly rarely works. I'll give you honest, current data on prices, inventory, and rates so you can make a confident decision rather than a rushed one. Let's talk through your situation.

As of early 2026, median sale prices in El Dorado Hills have generally been in the high-$800,000s to mid-$900,000s, with prices varying widely by neighborhood, lot, and condition. Nearby communities like Cameron Park and Shingle Springs tend to be more affordable. I'm glad to pull current numbers for any specific area or price range.

Yes. I'm glad to help VA-eligible buyers use their benefit and will pair you with lenders who know VA loans well. Let's talk about your goals and timeline.

I prepare a detailed comparative market analysis (CMA), looking at recent sales, active competition, and your home's specific condition, location, and features, rather than guessing. Pricing right from day one is what drives strong offers. I'll walk you through the numbers and a seller net sheet so you know your likely proceeds.

It depends on price, condition, and marketing, but well-prepared El Dorado Hills homes have recently been selling in roughly 40-45 days on average, with turnkey properties often moving faster. I'll give you a realistic timeline for your specific home and goals.

Typical costs include agent commission, some closing costs, and any prep or repairs you choose to make. I'll provide a clear seller net sheet up front that estimates your bottom line, so there are no surprises. Let's review your numbers together.

Sometimes a few targeted improvements pay off, and sometimes they don't. It depends on your home and the market. Before you spend a dollar, I'll walk through and tell you honestly what's worth doing and what isn't. The goal is the strongest return for the least effort.

Every listing gets professional photography, online syndication across the major sites, targeted social media, and a strategy tailored to your home and buyer. As a local investor and developer, I also understand what makes a property stand out and sell. I'll show you the full plan at our listing consultation.

El Dorado Hills has recently been a seller's market, with limited inventory and homes generally selling close to asking. That can shift, so I'll give you the current picture for your neighborhood and price point before you decide. Reach out for a free home value estimate.

Absolutely. I offer a free, no-obligation home valuation based on real local data, not an automated estimate. It's a great way to understand your options whether you're selling now or just planning ahead. Message me and I'll get it started.

This is very common and very doable with the right plan. It comes down to coordinating timelines, financing, and contingencies. I'll map out the strategy so you're never stuck owning two homes or none. Let's talk through the moving pieces.

Yes. I'm an active investor myself, so I look at deals the way you do: returns, holding costs, and exit strategy, not just curb appeal. Whether you're buying your first rental or scaling a portfolio in the Sacramento region, I can help you find and evaluate the right opportunities.

Yes. As a developer, I help clients evaluate vacant land for things like utilities, access, zoning, and buildability, the factors that make or break a project. If you're looking within the El Dorado Hills and greater Sacramento area, let's talk about your criteria.

I do. With a development background, I can guide you through lot selection, builder considerations, and the differences between buying new construction and resale. Let's discuss your vision and budget.

Definitely. I'll help you run the numbers on potential rental income, expenses, and appreciation so you're making a data-driven decision rather than an emotional one. Reach out with a property in mind and we'll evaluate it together.

Yes. Accessory dwelling units can add real value and income, and the rules vary by jurisdiction. I can help you think through feasibility on a specific property. Let's connect.

I specialize in El Dorado Hills and serve the greater Sacramento region, including communities like Folsom, Cameron Park, Shingle Springs, Rocklin, and surrounding areas. If you're not sure whether you're in my area, just ask.

Yes. Real estate is my full-time focus, and I'm also an investor and developer, which gives my clients a deeper perspective on value and opportunity. You'll have my attention and responsiveness throughout the process.

The easiest first step is a quick, no-pressure conversation about your goals, whether you're buying, selling, or investing. Call or message me at (916) 693-3369 and we'll set up a time to talk.

Buyer representation and fees are something we'll go over clearly up front in a written agreement, so you always know what to expect. There are no surprises with me. Reach out and I'll explain exactly how it works for your situation.

Online tools are a great starting point, but they can't negotiate, spot red flags, or know what's coming to market before it lists. Living and working here, and investing here, means I bring local insight that protects your money on the biggest transaction of your life. I'd love to help.